How CardSwitchr Works
Two ways to find your best card — pick whichever suits you.
Path A: Quick Estimate
No sign-in, no uploads. Just tap your typical monthly spending across a few categories and get instant results.
Tap your spending — select preset amounts for dining, travel, groceries, and more
We project yearly rewards — your monthly estimate is matched against 80+ cards
See your ranked results — points, dollar value, and category breakdowns
Path B: Upload Statement
Upload a CSV or PDF and we categorize every single transaction for precise, personalized results.
Upload your statement — CSV or PDF from most major banks
Every transaction is categorized — dining, travel, groceries, streaming, and more
Exact rewards calculated — real rates, signup bonuses, and preferred partner earnings
See your best card — ranked comparison with full category breakdowns
What Makes This Different
Your spending, not generic assumptions
Most "best card" articles assume everyone spends the same way. We use your actual numbers — whether estimated or from a real statement — to find what works for you.
Every bonus and rate included
Signup bonuses, category multipliers, preferred partner rates, and annual fees — all factored into your results so you see the complete picture.
Privacy by design
Quick estimates never leave your browser. Uploaded statements are processed in your session and discarded — we don't store transaction data, ever.