Advertising Policy

Last updated: March 16, 2026

How CardSwitchr Earns Revenue

CardSwitchr is a free service. We earn revenue through affiliate commissions when users click "Apply Now" links on our site and are subsequently approved for a credit card. This is a standard practice in the financial comparison industry.

Editorial Independence

Our editorial content and recommendations are independent from our advertising relationships. Specifically:

  • Algorithm-driven rankings: Card rankings in our rewards calculator are determined entirely by mathematical calculations based on your spending data and each card's published rewards structure. Affiliate compensation does not influence the order in which cards appear.
  • Complete card coverage: We include cards in our database regardless of whether we have an affiliate relationship with the issuer. A card without an affiliate link receives the same treatment and visibility as one with an affiliate link.
  • Accurate data: We present the same rewards rates, annual fees, and signup bonuses regardless of our business relationships. All card data is sourced from official issuer publications.

What We Do Not Do

  • We do not accept payment to rank cards higher in our calculator results.
  • We do not display paid advertisements, banner ads, or sponsored content.
  • We do not sell, rent, or share your personal or financial data with advertisers.
  • We do not alter rewards calculations based on business relationships.

Transparency

We believe transparency builds trust. Throughout our site, we clearly indicate when a link may be an affiliate link. For full details on our affiliate relationships, please see our Affiliate Disclosure.

Contact

If you have concerns about our advertising practices or believe our content does not meet the standards described above, please contact us via the information on our website.