Stop Leaving Money on the Table
Most people earn fewer rewards than they could. Estimate your spending in 30 seconds or upload a statement — and find out which card actually matches how you spend.
Typical no-fee card
$340 / yr
in rewards
Best card for you
$890 / yr
in rewards
Example based on $3k/mo average spend
How It Works
Two ways to find your best card — both free, both private.
Instant — no sign-in
Quick Estimate
- 1.Tap your typical monthly spend per category
- 2.We project yearly rewards across 80+ cards
- 3.See your ranked results in seconds
Exact results
Upload Statement
- 1.Upload a CSV or PDF statement
- 2.Every transaction is auto-categorized
- 3.Exact rewards calculated with all rates and bonuses
- 4.See your best card with full breakdowns
Your data is never stored — gone when you close your browser.
The Problem
Fee fear
People avoid premium cards, not realizing their spending would more than cover the annual fee.
Overhyped cards
Premium cards with flashy perks that don't match your actual lifestyle waste hundreds in annual fees.
Guesswork
Generic "best cards" articles don't know how you spend. Their recommendations are based on assumptions, not your data.
How CardSwitchr Helps
Real transaction analysis
We analyze your actual spending — not hypothetical budgets — to find which card genuinely earns you more.
Actual math, not opinions
Every card's rewards structure is applied to your categorized transactions. Points, cash values, and rankings.
Fees, bonuses, and partner rates
We factor in annual fees, signup bonus eligibility, and preferred partner rates so you see the complete picture.
80+
Cards compared
3
Major issuers
9
Spending categories